How Long Should Term Life Insurance Last?
A life insurance policy’s term length is simply the amount of time the policy lasts. Common term lengths are 10, 20, or 30 years...
What Happens If You Miss a Life Insurance Premium?
You didn’t pay your life insurance premium. Oops! You changed banks and forgot to update the insurance company or you forgot...
What's Fully Paid Up Life Insurance?
A paid-up life insurance is a life insurance policy that is paid in full, remains in force, and you don’t have to pay any more premiums...
Term Rider vs. Term Conversion Life Insurance
Life insurance companies offer a variety of riders or policy add-ons to customize your insurance coverage. Some come at no...
Terminal Illness Accelerated Death Benefit
Most life insurance policies have a provision called the accelerated death benefit (ADB) for terminal illness. This rider allows you...
Accidental Death & Dismemberment Life Insurance
Accidental Death and Dismemberment is also known as AD&D. It provides an extra death benefit amount, oftentimes double, if death...
How to File a Life Insurance Death Claim
If you have a life insurance policy, it’s important for you to talk to your loved ones about it’s details. If it’s still in-force at the...
Special Considerations When Filing a Life Insurance Claim
Beneficiaries will need to file a death claim to receive the payout. You should talk to your loved ones to find out if you’re named as...
What Happens With Your Group Life Insurance When You Leave Your Employer?
Group life insurance is a great perk for employees of a company, but what happens...
How to Increase Coverage in Your Life Insurance Policy
If you are buying life insurance now and think you might want to buy more life insurance in the future, consider looking at a Guaranteed...
Special Considerations When Filing a Life Insurance Claim
Beneficiaries will need to file a death claim to receive the payout. You should talk to your loved ones to find out if you’re named as...
What Happens With Your Group Life Insurance When You Leave Your Employer?
Group life insurance is a great perk for employees of a company, but what happens...