What is Disability Insurance? How Does It Work?
Disability insurance provides partial income so you can pay your bills if you get too sick or injured to work.
How to Choose the Best Disability Policy for You
Disability insurance is protection for your paycheck. Which insurance company do you choose? There are a variety of factors...
How Much Does Individual Disability Insurance Cost?
The cost of an individual disability policy can vary greatly depending on your age, health, gender, occupation, benefit period, benefit...
4 Types of Disability Insurance that Can Save Your Business
Business owners have inescapable responsibilities to their business and employees. There are 4 crucial types...
Short-term vs. Long-term Disability Insurance
The amount of time you can receive disability benefits is called the benefit period. Short-term disability insurance is meant to cover...
How Does Your Policy Define a Disability?
The way an insurance company defines a disability is SUPER important when buying a disability insurance policy. The 3 most...
How to Increase Coverage in Your Disability Policy
The future increase option (FIO) is a popular rider of a long-term disability insurance policy. It’s also known as future purchase option...
Disability Insurance Exclusions - What's Not Covered?
Disability insurance policies provide meaningful coverage, but your policy will not cover every single case of disability. When...
Are My Disability Insurance Benefits Taxable?
Every disability insurance policy has premiums that someone must pay. Those payments will be paid from either pre-tax dollars or post...
Common Questions About Business Overhead Expense Insurance
Business Overhead Expense insurance, also known as BOE, is disability insurance that...
What Are Residual Disability Insurance Benefits?
Residual Disability benefits are paid to you when you are considered partially disabled. How do you qualify for benefits...
Why Should Medical Professionals Have Disability Insurance?
If you’re a medical professional like a resident, doctor, dentist, veterinarian, physician...
How to File a Disability Insurance Claim
You have a disability insurance policy and qualify for benefits. So how do you file a claim?
Who Should Buy Disability Insurance?
What would happen to you and your family if you couldn’t do your job and earn income? How would you pay bills?
Disability Income Insurance for the Self-Employed
If you're a business owner and you couldn't work due to an accidental injury or illness, how would you provide for your family?