You’ve spent countless hours and probably a good bit of money building and growing your small business. What would happen if you or a key person in your business became disabled? How would that affect your business? It probably wouldn’t…
Many people start thinking about putting a long-term care insurance plan in place when they are IN or near retirement, but this can often be too late! Health When applying for long-term care insurance, your health is super important. If…
Independent vs. Captive Independent agents are independent of any one insurance company. Unlike a captive or direct insurance company, who only offers their own proprietary products, we don’t have to try and fit you into the one offering available. Instead,…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the fact that insurance companies use credit in their underwriting.…
Why do my auto insurance rates keep going up even though my car is getting older? Even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home…